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What To Do When the Bank Says No

Alternative Business Lending

It can be hard to grow a business when banks want you to have established business credit or solid collateral, and there just isn’t enough yet for you to get approval. Luckily, we live in an era where banks are merely one of many options. Did the bank say no? No problem! Check out these alternative business lending options that might work for you instead.

0% Interest Business Credit Cards

Sounds too good to be true, right? Not necessarily. There are several credit card options that charge 0% interest for the first 6-12 months. If you’ve got a good thing going with your business and need something to help you grow. While simultaneously building enough credit history to qualify for larger loans in the future, this may be a great option for you to start. Make sure you have enough revenue to pay it off before your promotional offer is up, as the blended rate for multiple cards can range from 10% to 15%, depending on your credit.

SBA Loans

Many loan programs in the Small Business Administration have been designed to help jumpstart budding small businesses such as yours that cover a myriad of loan types, including long-term business loans, short-term business loans, startup business loans, and more.

Alternative Business Lending

BitX Funding is your online marketplace for small business loans. From start-up lines of credit, short-term loans, long term loans to merchant cash advances and business lines of credit, BitX is where lenders compete for your business. Our top-rated lenders focus on real-life business data and cash flow. This means you can qualify for a loan even if your credit score isn’t perfect. We care about small businesses, and it’s our mission to secure the right funding when you need it. Applying is Easy, Fast, and Free… See what your business qualifies for!


Let Us Help

BitX Funding is an online marketplace for small business owners looking to fund a project.

We specialize in connecting small business owners with lenders who will compete for your business. We believe small business owners drive the economy and are passionate about helping your company reach its full potential.

You can reach a loan specialist toll-free at 1-800-824-2407 or email [email protected] or apply online here, and we can guide you on which loan is the best fit for your business.



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