How to Get Small Business Startup Loans

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How to Get Small Business Startup Loans?

Are you an entrepreneur looking to start a new business? Do you need access to liquidity for working capital, to purchase inventory, rent, or make payroll? This blog will show you two ways on how to get small business startup loans fast. No need to wait 90 days for the SBA or your local bank to turn you down as 0% business credit cards or personal term loans for business will provide you enough working capital to start your business.

0% Business Credit Cards:

The term “business credit cards for new businesses” is actually a bit misleading. The age of your business does not really matter. Your odds of approval mostly depend on your personal credit standing. That is why issuers request your Social Security Number, and it is why you cannot get a new business credit card without a credit check. With that in mind, you can find small business credit cards for new business owners of all credit levels displayed below (including some from BitX Funding partners). Customizing the offers based on your credit standing as well as your desired rates and rewards will make it easier to find the best card for your needs.

Here are the best business credit cards for new businesses:

  1. Cash Back: Capital One® Spark® Cash for Business
  2. Travel Rewards: Ink Business Preferred® Credit Card
  3. Building Credit: Capital One® Spark® Classic for Business
  4. Rebuilding Credit: BBVA Compass Business Secured Credit Card
  5. Big-Ticket Purchases: HSBC Gold Mastercard® Credit Card
  6. Balance Transfers: U.S. Bank Business Platinum

Personal Term Loans for Business:

What can I use a Small Business Personal Loan for?

A Personal Loan for Business helps you get the money you need to cover a personal business expense. You can use this loan for any expense that helps your business with its daily operations.

Is a Personal Loan for Business the right option for me?

If you run a small business and have expenses you need to pay for but don’t have the money to do so, a Small Business Personal Loan can help you cover these costs– with a single, automated monthly payment. Please note that individual borrowers are personally liable for the debt, and loans are not related to or guaranteed by the Small Business Administration.

How do the Personal Loans for Business and 0% Business Credit Cards process work?

  1. Apply Online
  2. With BitX proprietary technology we will rate shop loan and cards option with a credit soft pull (does not affect your credit score)
  3. Stack multiple loans and cards together to hit your liquidity goal
  4. All you need is a 700 > FICO score and $50K in verifiable personal income

What are the benefits of a Personal Term Loan for Business with BitX Funding?

  1. Quick and easy online application
  2. Money directly deposited
  3. Simple payment options

BitX Funding is the online marketplace for small business owners looking to fund a project. We specialize in connecting small business owners with lenders who will compete for your business. We believe small business owners drive the economy and we are passionate about helping your company reach its full potential.

You can reach loans specialist by toll-free at 1-800-824-2407, or email at or apply online here and we can guide you on which loans are the best fit for your business.



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